Houses for Sale - Pro tips for first-time buyers

Pro tips for first-time buyers seeking houses for sale

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Anyone buying a property for the first time may find it to be an intimidating journey. It is a step-by-step process that may, at times, feel muddled with impatience and tension. For many, homeownership is a dream that opens a world of possibilities, but without the right know-how, it is possible to make costly mistakes. As experts in the luxury property market, we at Fine & Country South Africa understand what finding one’s dream home entails. Not only will we assist you with finding houses for sale that exceed your expectations, but we also act as a solid support system while navigating all the legalities and logistics. Below are a few essential tips on buying your very first home.


Understand the property market right now


The impact of the COVID-19 pandemic and the current property market go hand in hand. As lockdown restrictions in many countries are easing, we are still seeing a healthy property market that favours buyers. With record-low interest rates that were cut by the South African Reserve Bank, as well as banks competing for customers with improved home loan deals, now is the ideal time to buy. This is an uncertain season for the economy, however, which means that it may swing to a seller’s market soon, so pursuing a property now is wise. There are a few property trends for which to watch out this year, and buyers would do well to look out for the following opportunities:


  • Houses for sale in remote locations or holiday destinations. Places such as coastal regions are seeing an influx of buyers because more people are working from home now.
  • Sectional title properties in estates and complexes that offer various amenities and a strong sense of community and security.
  • Housing developments that are on the affordable side.


These opportunities are not only superb as first-time homes but make for fantastic future investments, which is why they are phenomenal purchases.


Finances are your top priority


Spotting your dream home from a list of houses for sale is one thing, but affording it is quite another. Mustering up the loans and ensuring you are prequalified is crucial. Home loan calculator tools (available online on many bank websites) help determine what you can borrow and repay monthly. Before you start browsing for a home, putting money aside for a deposit will help to ensure your bond is approved and means your bond repayments will be lower.


Some first-time buyers are also not aware that their credit score is important. To build a better credit score, apply for a credit card and ensure that your monthly payments are always up to date. As far as possible, you will want to pay off as much of your debt as you can before applying for a home loan from a bank.


Narrow down the list of houses for sale


While property hunting, price is your main consideration, but other factors will help you target your search better too. Your desired location, current lifestyle, future goals, proximity to amenities, the kind of maintenance the property requires, and the aesthetics of the home are all important. There are likely hundreds of houses for sale near you but listing non-negotiable qualities you are seeking in an abode will streamline your decision.


Don’t forget about moving


Relocating is a major upheaval, especially for those with larger homes and families. Work the cost of moving into your budget, how much time you will need, and whether you plan to use a moving company’s services or take it on alone.


Partner with an industry expert


Having an expert on call to assist you with everything from exclusive listings to all the paperwork you will need to work through is priceless. We at Fine & Country South Africa will advise you on wise investments and see you through your first buy.


For luxury houses for sale that meet your aesthetic requirements, finances, and practical needs, contact us today.




Our consistent efforts to offer innovative marketing combined with a high level of service have been recognised by the industry for an astounding fifth year in a row, winning Best International Real Estate Agency Marketing at the International Residential Property Awards.


Every Fine & Country agent is a highly proficient and professional independent estate agent, operating to strict codes of conduct and dedicated to you. They will assist, advise and inform you through each stage of the property transaction.


With offices in over 300 locations worldwide we combine the widespread exposure of the international marketplace with national marketing campaigns and local expertise and knowledge of carefully selected independent property professionals.


People buy as much into lifestyle of a property and its location as they do the bricks and mortar. We utilize sophisticated, intelligent and creative marketing that provides the type of information buyers would never normally see with other agents.


Access the lucrative London and international investor market from our prestigious Park Lane showrooms at 121 Park Lane, Mayfair. Our showrooms in London are amongst the very best placed in Europe, attracting clients from all over the world.

Our International Network

Connecting offices on over 300 locations worldwide, our referral system combines local knowledge and expertise with an international network to find the right buyer for you wherever they are, at the same time as finding you your ideal next move

Our International Websites

United KingdomFranceHungaryGermanySpainPortugalMauritiusThailandNamibiaNigeriaSouth AfricaAustraliaZimbabwe


We interact with customers on the main social media channels including Facebook, Twitter, YouTube, LinkedIn and Pinterest, giving each property maximum online exposure.


Media Centre

MEDIA CENTRE Our internal Media Centre is a team of experienced press relations managers and copy writers dedicated to liaising with newspapers, magazines and other media outlets to gain extensive coverage for our properties in national and local media.


Fine & Country Foreign Exchange

We have partnered with IFX, one of the world’s leading foreign exchange specialists to provide private and tailored currency services for all of our clients buying and selling luxury property around the world. Find out how we can help »