Want to know whether to buy or rent a property? Property to Rent

Property To Rent: What To Know

Want to know whether to buy or rent a property? We can assist you

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You might have heard the argument before that renting a home is futile, as the money you spend on rent should go towards a home. Owning a house, however, entails much more than just monthly payments towards that home loan. Renting is a better option for many households because, in the end, it comes with tons of benefits too. If you are seeking a property to rent or buy and you’re still unsure about the advantages (and challenges) of both options, Fine & Country South Africa will help you explore which possibility is the better fit for you.


Buying a home


Owning a home is the goal of many individuals. This is because home ownership holds the potential for building equity and is a growth opportunity for one’s investment portfolio and personal wealth. It is also possible to resell the home at a higher price in the future after renovations and value appreciation over time, which means you receive a greater return on your investment. Earning a profit off a residence is not the only thing people seek, however. Some families are looking for a forever home in which to settle down and grow old. For them, this haven is meant to be a legacy left behind for their children and it offers a sense of stable security in a world where financial uncertainty is the norm.


Buying a house also makes the property legally your own – this means you are free to do with it as you please. There are no landlord-enforced restrictions, and you are free to upgrade and customise the house according to your preferences. There is also a greater sense of privacy and exclusivity when you can control what happens in your home. Unlike rent payments which may increase annually at the discretion of a landlord, a fixed mortgage rate gives more clarity on how much you can expect to contribute towards your bond for the foreseeable future. Renting may also feel as though it is a more temporary arrangement, and some people would feel more “at home” in a property they own themselves. It is also possible to buy a house and rent it out and enjoy a passive income for years to come.


Finding the right property to rent


Renters have a major advantage over homeowners when it comes to the cost of maintaining a home. Within a rental home, if a pipe bursts, the roof leaks, or the central heating stops working, the repair bills are sent to a landlord. While repair and maintenance costs are not a constant issue on most properties, they can be costly for a family trying to save money. Finding a property to rent is also a far more flexible accommodation option. Many people move often due to work arrangements, or they might simply enjoy travelling. For such individuals, being tied down to one home makes no sense. During an unstable housing market, renters are also not as severely affected as homeowners, who may see a fluctuation in their property taxes and mortgage. Renters may also have access to more exclusive properties that are more affordable monthly than buying in such areas, which means it’s possible to enjoy a higher living standard for less. With renting, there is not as much pressure to find the perfect home in which to settle, as relocating later is a much easier process.


Whether you buy or rent a property comes down to aspects such as the stability of your income and what you are seeking most out of a living space. If you are currently looking for high-style homes with a unique panache to them, we encourage you to get in touch with our real estate experts today. Not only will we at Fine & Country South Africa pair you with the home of your dreams, but we will ensure a seamless renting or buying experience.





Our consistent efforts to offer innovative marketing combined with a high level of service have been recognised by the industry for an astounding fifth year in a row, winning Best International Real Estate Agency Marketing at the International Residential Property Awards.


Every Fine & Country agent is a highly proficient and professional independent estate agent, operating to strict codes of conduct and dedicated to you. They will assist, advise and inform you through each stage of the property transaction.


With offices in over 300 locations worldwide we combine the widespread exposure of the international marketplace with national marketing campaigns and local expertise and knowledge of carefully selected independent property professionals.


People buy as much into lifestyle of a property and its location as they do the bricks and mortar. We utilize sophisticated, intelligent and creative marketing that provides the type of information buyers would never normally see with other agents.


Access the lucrative London and international investor market from our prestigious Park Lane showrooms at 121 Park Lane, Mayfair. Our showrooms in London are amongst the very best placed in Europe, attracting clients from all over the world.

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Connecting offices on over 300 locations worldwide, our referral system combines local knowledge and expertise with an international network to find the right buyer for you wherever they are, at the same time as finding you your ideal next move

Our International Websites

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Media Centre

MEDIA CENTRE Our internal Media Centre is a team of experienced press relations managers and copy writers dedicated to liaising with newspapers, magazines and other media outlets to gain extensive coverage for our properties in national and local media.


Fine & Country Foreign Exchange

We have partnered with IFX, one of the world’s leading foreign exchange specialists to provide private and tailored currency services for all of our clients buying and selling luxury property around the world. Find out how we can help »