In the spring Budget, following Boris Johnson’s plans to turn generation rent into generation buy, Rishi Sunak announced a 95 per cent mortgage scheme, allowing homebuyers to purchase a property up to £600,000 with only a 5% deposit. The scheme applies to first-time homebuyers and home movers purchasing a property between April 2021 and December 2022. For more details about the scheme, speak to your local Fine & Country agent today. 

Here are the top properties on the market for £600,000 that are eligible for the 95 per cent mortgage scheme:

1. Nether Heage, Derbyshire, 4 bedrooms

This stunning, stone-built, four-double bedroom detached property is nestled in a quaint village location just outside the market town of Belper, a beautiful town that was awarded High Street Of The Year 2020.

This chocolate box cottage has been lovingly restored by its current owners to create a fantastic, versatile family home. The cottage benefits from a living room which boasts enviable countryside views, a large kitchen diner and a beautiful principle bedroom suite, that also has unobstructed views across the surrounding countryside.

2. Barsby, Leicester, 5 bedrooms

Partly thatched and believed to date back to the 15th century, Broom Cottage is full of character and has a surprisingly light and spacious feel. This five-bedroom home is ideal for families, offering just over 2,100 square feet of extended accommodation, comprising three large reception rooms, a family-sized kitchen-diner, a utility room and three bathrooms.

Ideal for those looking to escape to the country, the surrounding Leicestershire countryside offers a diverse range of outdoor pursuits and there is a traditional village pub within easy walking distance. 

3. Bassingham, Lincolnshire, 6 bedrooms

This contemporary, red brick property offers bright and spacious accommodation infused throughout with character to create a stylish family home. A secluded garden to the rear has a fabulous terrace and large raised lawn, whilst to the front there is a detached double garage and a block-paved driveway.

For the occasional London-commuter, Newark’s high-speed rail network to London Kings Cross (approximately 82 minutes) is located a short distance away. For families, the home is in the catchment area for a great primary school and several sought-after grammar schools. 

4. Ridgewell, Essex, 4 bedrooms

This delightful four-bedroom Grade II Listed former hall house, dates back to the 1400's, offering a wealth of charm and character features throughout, including exposed timber beams, brick Inglenook fireplaces with wood burners and original cottage windows. The home further benefits from generous garden space to the front and rear with plenty of space for outdoor dining, as well as ample off-road parking with detached garage.

5. Burton-On-Trent, Staffordshire, 5 bedrooms

This fantastic home dates back to 1893 and was formerly the village Methodist Chapel. This is a stunning detached five-bedroom property located in the sought-after village of Rolleston-On-Dove. The property has been renovated to the highest of standards and is beautifully presented with the careful amalgamation of the old and new.

This one-of-a-kind home benefits from two reception rooms, of which one is located on a mezzanine floor, a bespoke modern kitchen, five bedrooms with two having en-suite facilities, a family bathroom, a utility room, a snug and a landscaped secure garden that is ideal for families.

6. Huntingdon, Cambridgeshire, 5 bedrooms

Located in a private road of just two properties, this substantial bungalow is ideal for those who need space and tranquillity. In the very heart of the very popular village of Wistow, within easy reach of the market towns of Huntingdon and St Ives, this striking family home offers generously sized and very adaptable living accommodation. Immaculately presented throughout, it is currently arranged with five well-appointed bedrooms, two bathrooms, a large lounge with wood burner, a formal dining room and a modern, contemporary kitchen with a separate utility and laundry room.

7. Brentford, London, 2 bedrooms

This stylish, modern apartment is set in a desirable waterfront development next to Kew Bridge. The property features a private balcony and benefits from secure underground parking, as well as access to a range of on-site amenities including a concierge, residents' gym, and landscaped communal gardens.

The apartment benefits from a smart modern fitted kitchen with a breakfast bar, large dual-aspect living and dining room with wooden flooring, a utility room, a modern four-piece family bathroom and two bedrooms, including one with a dressing room, an en-suite bathroom and access to its own private balcony.

8. Mellor Brook, Lancashire, 5 bedrooms

This five-bedroom detached home is one of five newly built family homes, stunning in both design and presentation. Built to the highest of standards, in natural stone, the houses sit on generous plots and have a rural outlook. Each house has contemporary, anthracite grey windows and doors, a large private block-paved driveway providing ample parking and a large detached double garage with electric door.

9. Saint Michaels, Kent, 3 bedrooms

This exceptional family residence offers a unique blend of period charm and contemporary elegance within the highly desirable and quintessential Kentish village of St. Michaels.

Formerly a coach house, Elnathan has recently undergone an extensive renovation programme, more than doubling its original size. Beautifully designed and expertly crafted, the home benefits from light and well-considered spaces that flow effortlessly to provide extremely versatile living accommodation with underfloor heating, oak flooring, luxurious carpets and timber framed double glazed windows.

10. Todmorden, West Yorkshire, 6 bedrooms

Located in the popular town of Todmorden, Dawson Weir House is a substantial period property boasing an impressive Georgian frontage with origins dating back to the early 1700's. This magnificent home offers immediate access to glorious open countryside, a railway station, only five minutes away and local amenities are in abundance, including highly regarded schools.

The stunning Grade II Listed home offers spacious and versatile accommodation, which is presented to the highest of standards throughout. The house is ideal for a large family, and it offers a great business opportunity as either a holiday let or bed and breakfast accommodation with the potential to create a self-contained annexe.

Contact us

Looking to take advantage of the 95 per cent mortgage scheme as a first-time buyer or home mover? Your local Fine & Country agent can help you with your property search or sale. Get in touch today.

More from Fine & Country